SIP Calculation
Your SIP Return Guide
SIP Calculator
Invested Amount: 0
Estimated Returns: 0
Total Value: 0
What is SIP Calculator?
A SIP Calculator is an online tool that helps you estimate the future value of your monthly investments in a Systematic Investment Plan (SIP). It shows how much wealth you can create by investing a fixed amount every month for a selected period at an expected rate of return.
This calculator helps you understand total investment, estimated returns, and wealth gain, making financial planning easier for beginners and experienced investors. It uses the power of compounding to show how your money grows over time.
How can a SIP Calculator Help You?
A SIP Calculator helps you understand how your monthly investments can grow in the future.
It tells you:
How much money you will invest in total.
How much your money can grow.
How much profit you may earn.
It helps you compare different SIP amounts, choose the right plan, and make better investment decisions.
In short, it makes planning your future savings simple and clear.
How Does a SIP Returns Calculator Work?
A SIP Returns Calculator works by using your monthly investment amount, the number of years you want to invest, and the expected return rate.
It then applies the compound interest formula to show:
How much you will invest overall.
How much your investment can grow.
How much total value you may have in the future.
In simple words, the calculator adds your monthly investments and grows them step-by-step with compound interest to show your possible future returns.
SIP calculators use the following SIP formula:
Future Value (FV) = SIP × [(1 + r)ⁿ – 1] / r
Where:
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SIP = Monthly investment amount
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r = Monthly interest rate (annual rate ÷ 12 ÷ 100)
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n = Total number of months (years × 12)